EIN Business Funding
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Merchant Cash Advances

Merchant Cash Advances (MCAs) provide fast, flexible funding based on your business’s future sales. Ideal for retail, restaurants, service, and eCommerce companies with consistent revenue.

EIN Business Funding (EINBF) works with trusted merchant cash providers offering up to $500K within 24–72 hours, with repayment automatically linked to your card or ACH sales.

Explore this option alongside Working Capital Loans and Lines of Credit through our EINBF network.

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Merchant Cash Advances EINBF
EINBF MCA Highlights
  • Funding in 24–72 hours
  • Repayment via % of future sales
  • No fixed monthly payments

Fast Capital for Revenue-Generating Businesses

MCAs are performance-based and ideal for businesses with strong sales but limited credit or collateral. EINBF matches you with funders that align with your revenue rhythm.

Retail Business Advances

Funding for restaurants, stores, salons, and more — tied to card-based daily sales.

  • $10K–$500K funding
  • Daily repayment via POS
  • Seasonal adjustments
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eCommerce & ACH MCAs

Repayment linked to online or ACH revenue. Great for digital-first brands.

  • ACH-based collection
  • Low documentation
  • Performance-based renewal
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Expansion Capital MCA

Use MCAs to open new locations, upgrade equipment, or expand inventory quickly.

  • Flexible renewal tiers
  • No equity dilution
  • Repeat funding options
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Rapid MCA Program

Pre-qualified businesses can receive instant offers from multiple funders.

  • Soft pull only
  • Fast-track underwriting
  • Direct deposit in 24 hrs
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Merchant Cash Advance FAQs

Repayment is made via a percentage of daily or weekly card or ACH sales. There are no fixed payments or due dates — payments flex with your revenue.

Credit score is considered but not a primary factor. Lenders focus on your sales history and cash flow when determining MCA eligibility.

Many MCA providers offer approval within 24–48 hours and same-day funding for eligible businesses. EINBF helps accelerate the process with pre-qualified partners.
Ready to Unlock Capital or Investor Access?

EINBF helps serious business owners, investors, and sellers structure funding with precision. Let’s guide your capital journey — from planning to placement.

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